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Help to Buy Mortgages 0800 193 1604
Quick Mortgage Enquiry 0800 193 1604
In 2013, the Government launched Help to Buy, a scheme aimed at increasing access to low deposit mortgages. There are 2 schemes available requiring only a 5% deposit. Speak to one of our advisors to see which scheme is more suitable for your needs.
How much can I borrow?
Knowing how much you can borrow will help you find a property you can afford. Following the MMR review in 2014, where now lenders have to take into consideration all your outgoings and stress test your affordability even if interest rates should rise. A Mortgage Broker takes into account you’re your circumstances in arranging a mortgage for you.
What this means is we can assess your affordability with a shortlist of various lenders to maximize which mortgages are available to you and find the cheapest mortgage for your circumstances. Speak to one of our advisors who will compare lenders to see what the maximum loan you could get for your circumstances.
Help to Buy Mortgage Guarantee Scheme
This scheme helps you buy a new build property or an existing property and is open to both first time buyers and home movers in the UK.
Help to Buy Equity Loan Scheme
This scheme helps you buy a new build property and is open to both first time buyers and home movers in the UK. You will require a deposit of at least 5%, the government then loans you up to 20% (interest free for the first 5 years) of the cost of the new build home.